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Car Accident Attorneys Despite the advancements in safety for vehicles automobile accidents are still one of the most common causes of death and injury. In these cases insurance is often the main source of compensation. If you're injured and your insurance company denies or refuses to pay the medical bills, then you might be able claim compensation from a different party. This includes the state of New York and the five boroughs. It can also include the seller or manufacturer in the event that the product is defective. Damages Car accidents can result in numerous damages, like property damage, injuries and lost wages. These damages aren't easy to estimate however a skilled car accident attorney can assist you in determining the value of your claim. Economic damages are easy to calculate, however non-economic damages may be more difficult to prove. Non-economic damages include pain, suffering, disfigurement, and permanent scarring. Medical expenses are also commonly included in a car accident case. These costs can include hospital visits, x-rays surgeries, and other treatments. They could also cover ongoing rehabilitation and physical therapy which is a necessity for many people who have suffered serious injuries. Damage to property is typically associated with a car accident as it can lead to expensive repair bills or even a totaled car. This includes items inside the vehicle, such as laptops and other equipment used for work, or the property surrounding the accident, such as trees and fences. Weather conditions can also lead to car accidents. Slick or muddy roads can make driving more risky. Drivers who operate their vehicles in bad weather must be held accountable for any accidents they cause. The amount of money you could receive for damage to your property or medical expenses is contingent upon the nature of your injuries and the impact they have on your standard of life. Your lawyer can calculate the damages to ensure that you receive compensation for all your losses. A few victims of car accidents suffer from psychological and mental stress as a result of their injuries. These emotions can affect their relationships, as well as their work performance. They can also lead to anger and frustration, which could result in accidents. Injuries to the spine, chest and neck could cause serious problems. These injuries could prevent you from working and can have a an effect on your life. Injuries Car accidents can cause a variety of injuries. Some of them are severe and sometimes fatal. These injuries include traumatic brain injury or spinal cord injury broken bones, burns and more. Musculoskeletal injuries, also known as soft-tissue injury are the most common kinds of injuries that can occur in car accidents. These include injuries such as whiplash, an expression used to describe the stretching of ligaments, muscles and tendons triggered by abrupt jolts and jerks that can occur in collisions. Whiplash can result from other types of car accidents, as well as rear-end collisions. In these cases the body moves forward while your head remains stationary, causing you to strain your neck. Chest injuries, leg and arm injuries, back injuries are just a few of the possible injuries during a car crash. Certain injuries, such herniated discs, can be delayed by the accident, but may still cause pain and long-term disability if they do not receive the proper treatment. Knee injuries, or sprains and fractures, are another common ailment in car accidents. These injuries could require surgery or medical intervention, but they aren't always visible immediately following a car accident. The severity of these injuries is determined by the force, weight, and speed of the accident. Bone fractures range in severity from moderate to severe and may cause permanent scarring. Internal bleeding and abdominal bruising are also serious concerns in an accident. If you're involved in an accident and you notice bruising, you should go to the emergency room immediately. Chest injuries can range from bruises to broken ribs. A sternum injury is a severe injury that can be difficult for someone to differentiate from other chest injuries or internal bleeding. Other injuries that aren't visible may also result from a car crash which include burns and lacerations. These kinds of injuries are common and may result in permanent scarring when burns or cuts are severe. Insurance If you have been injured in an automobile accident, you should know your legal rights as well as what options you have. An experienced personal injury attorney can help you secure the compensation you need to pay medical bills along with lost wages and property damage. Depending on the area you reside in there are a variety of car accident insurance. In New York for example, drivers must have both liability insurance as well as no-fault coverage that covers medical expenses and lost wages, regardless of who was at fault. Liability: This covers you if another person makes an claim against your insurance company for injury or death caused by your vehicle and it also shields your vehicle from theft or vandalism. You can select between a variety of liability limits, including the minimum amount required by your state. No-fault: The most widely used type of car insurance in New York, no-fault coverage pays up to $50,000 for injuries sustained by the driver and passengers in each insured vehicle regardless of who was responsible. Additionally, you can purchase additional insurance that comes with personal injury protection (PIP), which pays for medical costs and lost income in the event of hospitalization or miss work due to your injuries. These insurance policies cover damage caused by fire, theft vandalism, flooding and falling objects. These are not mandatory, but often worth buying, as they provide financial protection against the high cost of car repairs following an accident. Deductibles: Most auto insurance policies include the deductible, which is the amount of money you'll have to pay out of pocket before your insurer begins paying on any claim. Whether you're filing a claim under personal injury protection, uninsured motorist, or comprehensive insurance, you'll need to pay a deductible prior to when your insurance provider will start covering the cost of your claim. Injuries caused by a car accident can have a long-lasting impact on your life, causing you with a significant medical bill and affecting your ability to perform day-to-day tasks. If you've suffered a serious injury or your family was victimized by a fatal accident, you need an experienced lawyer to help you get the compensation you deserve. Statute of limitations The statute of limitations is a law that dictates the length of time you must file a claim following an accident. The deadline can have a dramatic impact on your legal options, and it's important to know how it works in order to ensure that you don't miss out on the opportunity to bring an action. In most instances, you'll have 3 years from the date of the accident to make a claim. This means that you must have your case in place within the specified time or you'll lose the ability to pursue an action against the negligent party who caused your injury. A car accident can happen anytime, and it's imperative to act swiftly after an accident to ensure you receive the compensation that you require to cover your injuries. It is also essential to get an attorney at your side as soon as you can to help you determine if you have a valid claim and to help you build your case. According to New York Civil Practice Laws & Rules Section 214 anyone injured in a car accident (driver or pedestrian, motorcycle rider or cyclist) has three years from the date of the incident to make a claim for personal injury. If the victim is younger than 18 years old, they must wait until the time of their 18th birthday to make a personal injury claim. There are some situations, however, where the statute of limitation can be “tolled” or extended to allow longer time for claims to be filed. For AccidentInjuryLawyers where a person is in a coma or is physically or mentally incapacitated at time of the crash, they may be granted an additional time to pursue their claim. You should seek out a skilled car accident attorney as soon as possible to discuss your case. They can help you determine whether you have an injury claim that is valid and if the statute of limitations has run out in order to make the necessary steps to pursue your claim before it's too late. The statute of limitations can be complicated and confusing, but it is important to know how it works to determine when you should begin preparation of your case. Our Arkansas car accident lawyers can provide the information that you require to begin your claim and get the compensation you deserve.